Week 1 · Practical lesson + worksheet
Your debt-free starting line
Take a complete financial snapshot
Preview lesson →Week 2 · Practical lesson + worksheetFind breathing room in your budget
Design a sustainable spending plan
Preview lesson →Week 3 · Practical lesson + worksheetUnderstand what interest is costing you
Read APR, fees and repayment terms
Preview lesson →Week 4 · Practical lesson + worksheetChoose snowball or avalanche
Make a repayment strategy you can maintain
Preview lesson →Week 5 · Practical lesson + worksheetBuild your first safety cushion
Reduce the need for emergency borrowing
Preview lesson →Week 6 · Practical lesson + worksheetNegotiate and avoid harmful shortcuts
Evaluate legitimate debt relief options
Preview lesson →Week 7 · Practical lesson + worksheetBuild a routine that lasts
Set up weekly and monthly money check-ins
Preview lesson →Week 8 · Practical lesson + worksheetGrow your earning power carefully
Increase financial capacity without unrealistic schemes
Preview lesson →Week 9 · Practical lesson + worksheetUse assets and liabilities correctly
Understand net worth and cash flow
Preview lesson →Week 10 · Practical lesson + worksheetProtect what you are building
Review fraud, insurance, and financial resilience
Preview lesson →Week 11 · Practical lesson + worksheetPrepare for long-term saving
Understand goals beyond debt payoff
Preview lesson →Week 12 · Practical lesson + worksheetMake a relapse-prevention plan
Prepare for irregular income and financial setbacks
Preview lesson →Week 13 · Practical lesson + worksheetYour next 90 days and beyond
Review achievements and make the next plan
Preview lesson →Education only. This course is not individualized financial, tax, investment or legal advice. Consult a qualified professional for decisions involving your circumstances.